Personal Finance Articles

Personal Finance Tip - Pay Cash For All Non-Investment Expenditures  Budgeting is a useful activity that most of us eventually discontinue because it takes the fun out of spending money. One personal finance tip that is extremely effective at controlling your spending without the need to budget is to pay cash for all non-investment expenditures. It’s a little painful, but it’s easy and it works!

Personal Finance Training for Young Adults  Because time is the key ingredient to building a successful retirement, it is imperative that young adults are exposed to basic personal finance training. Here we present several personal finance axioms to aid young adults in their quest for financial freedom.

Personal Finance for Dummy Investors – Four Missteps to Avoid  Certain financial blunders have a high probability of occurrence in all of our lives. Our article, “Personal Finance for Dummy Investors – Four Missteps to Avoid,” points out some of the common mistakes we make and why we should do our best to avoid them.

Learn How to Better Manage Your Money By Expanding Your Financial Library  Acquiring one tiny sliver of valuable insight from each investment book you add to your library builds into a wealth of financial knowledge that stays with you throughout your lifetime. Here are some of the nuggets I have accumulated through the years that can show you how to better manage your money.

Is a College Education Always Worth It?  Although a college education provides better opportunities for employment, the rapidly rising costs of tuition and fees increasingly make the decision more difficult. Be sure to carefully weigh the costs against the benefits in order to make the correct choice for yourself.

Is Owning a Home Always Better Than Renting?  The correct decision between buying a home or renting depends on many factors. To make a fair comparison, you must first place the comparative cash flows on equal footing. Only then can you determine which option makes the most financial sense.

Achieve Happiness, and Financial Success, By Doing What You Love  Choose the career of your dreams, regardless of the pay it commands, and still achieve financial success.